How much is car insurance in San Antonio, TX?

In the realm of car insurance, online quoting systems are an excellent shopping tool for customers. It lets consumers compare prices, line-by-line, for coverage. Beyond that, though, it is easy to use, free and provides nearly instantaneous results.

If you are among many people who are relocating this year, then you need to have a trustworthy authority to provide insurance information. Most comparison systems have updated information about the minimum legal car insurance for every state in the nation.

A Policy the Size of Texas

In Texas, the minimum insurance protection includes Bodily Injury Liability of $30,000 coverage per person. Per accident, $60,000 per accident is the minimum liability. The minimum property damage liability required in Texas is $25,000.

Texas is a state that is what is called a no-fault insurance arena.

For that reason, Texas insurance companies offer Personal Injury Protection, or PIP coverage. This type of coverage pays benefits only if you sustain injuries or property damage from an accident.

Likewise, other drivers need to carry PIP to cover their own property and body. The minimum is 2,500. Though, you do have the option to reject PIP coverage. Find out more from a licensed insurance broker or agent.

Summary of Minimum Houston Car Insurance

Below are the minimum requirements of car insurance in Houston:

1. $30,000 Bodily Injury Liability Per Person
2. $60,000 Bodily Injury Per Accident

Optional Lines of Coverage

Some additional policies you may want to consider are:

• $25,000 Property Damage Liability
• Personal Injury Protection $2,500 Minimum
• Uninsured Property Damage $25,000 with a $250 deductible

Explore Uninsured Coverage

Additionally, you may want to opt for uninsured bodily injury and uninsured motorist property damage coverage. The minimum for uninsured bodily injury is $30,000 per person and $60,000 per accident.

You may reject this line of coverage also, though you may want to carry it.

Uninsured property damage minimums are $25,000 with a $250 deductible.

You may reject this coverage too.

The reason you may want to include PIP and/or uninsured motorist bodily injury liability and uninsured property damage is simple. It protects you and your assets and loved ones from damages and bodily injury. There is one other option other than PIP, though. It is medical payments. Medical payments coverage insures passengers in your vehicle.

In Houston, drivers find solace, comfort and protection in different ways. Nearly anyone, especially newbies to Houston, might want to invest in maps, a good GPS system or any number of devices to help navigate the city.

The rest of its residents need to research their car insurance options and consider security systems too. The main point, though, is for all drivers in Houston to make sure they carry at least the minimum car insurance that Texas requires.