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Debt to Income Ratio Formula:
Debt to Income = Debt / Income
Debt to Income Ratio Definition
The Debt to Income Ratio Calculator is a very useful financial calculator that will allow you to input your monthly debt and your monthly income and provide you with a debt to income ratio. The debt to income ratio is commonly used by lenders (especially mortgage lenders) when they underwrite loans and attempt to determine how risky a borrower is to lend money to. Learning how to calculate the debt to income ratio is a smart move when attempting to get a home loan or a home equity line of credit. Be sure and use this online debt to income calculator in conjunction with our monthly payment calculator, mortgage payment calculator, and our home equity loan calculator. To calculate your debt to income ratio then just enter your monthly debt and your monthly income in now!
How to Calculate Debt to Income Ratio
Let's be honest - sometimes the best debt to income ratio calculator is the one that is easy to use and doesn't require us to even know what the debt to income ratio formula is in the first place! But if you want to know the exact formula for calculating debt to income ratio then please check out the "Formula" box above.
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You can get a free online debt to income ratio calculator for your website and you don't even have to download the debt to income ratio calculator - you can just copy and paste! The debt to income ratio calculator exactly as you see it above is 100% free for you to use. If you want to customize the colors, size, and more to better fit your site, then pricing starts at just $29.99 for a one time purchase. Click the "Customize" button above to learn more!